Bank of America Forecasts Shift to 'Anything but the Dollar' Trade; AI Democratizes Financial Advice Bank of America forecasts 'Anything but the Dollar' trade in 2025 due to weaker US growth. AI democratizes financial advice, aiding wealth building across income levels, especially for high earners. Analysts advise cautious stock selection, favoring ETFs and risk management amid market volatility. Maximize retirement contributions, optimize benefits, and consider Roth IRA conversions to minimize taxes. Motley Fool recommends Coca-Cola, Chevron, Ford, and dividend ETFs for steady income. Total 621 words · 3 mins read8 More Stories11 hours ago38
Retirement Uncertainty: Thrivent Survey; Betterment CEO on Tax-Smart Investing Thrivent survey: 42% of Americans feel uncertain about retirement; 44% lack savings confidence. Betterment CEO recommends tax-loss harvesting and asset location for better investment returns. ChatGPT advises wealth building via side hustles, savings, debt management, and early investing. True Tamplin: Prioritize savings, track expenses to avoid living paycheck to paycheck (52% of Americans). Seniors on Social Security: Buy refurbished items, consider part-time work to offset tariffs. Total 1078 words · 5 mins read19 More StoriesYesterday, 12:03 PM33
Bengen Updates Retirement Withdrawal Rule; Buffett's 2-Fund Portfolio Strategy Bengen updated the '4% rule,' suggesting 5.25-5.5% withdrawal rate may be sustainable. Buffett's '2-Fund' Portfolio: 90% S&P 500 index, 10% short-term U.S. Treasury bonds. Affording a $1 million home depends on location and lender's borrowing capacity assessments. Savings account rates steady; potential top rates of 5.50%, high-yield accounts up to 4.88%. Covered call strategies are growing as investors hedge risks amid Wall Street's record rise. Total 749 words · 3 mins read17 More StoriesWed, 12:03 PM35
High-Yield Savings Accounts Reach 4.60% APY; CD Rates Climb to 4.40% APY High-yield savings accounts offer up to 4.60% APY; CDs reach 4.40% APY. Only 41% of Americans view finances positively; 53% live paycheck to paycheck. Suze Orman recommends VanEck Semiconductor (SMH) and Invesco QQQ ETF for AI exposure. Credit card APRs exceed 20%; average debt per borrower is $6,473. Vanguard Growth ETF (VUG) averages 12% annual returns since 2004. Total 819 words · 4 mins read20 More StoriesTue, 12:03 PM29
SEC Lifts Rule on Private-Fund Investments; Goldman Sachs Forecasts Stock Market Gains SEC lifts rule, allowing retail investors access to private-fund investments via closed-end funds. Goldman Sachs forecasts S&P 500 to reach 6,600 by year-end and 6,900 by mid-2026. Suze Orman advises building an eight-month emergency fund and using debit over credit. Hargreaves Lansdown and Schroders partner to offer private market investments via SIPPs from Sept 15, 2025. Consumers can cut monthly bills by 25-50% using seven shopping strategies starting September 2025. Total 1219 words · 5 mins read20 More StoriesMon, 12:04 PM28
U.S. Treasury Bonds No Longer a Safe Haven; Bitcoin Challenges U.S. Dollar's Status MarketWatch reports U.S. Treasury bonds are no longer functioning as a safe haven. Goldman Sachs warns Bitcoin, gold challenge U.S. dollar's reserve status; Bitcoin at $124,000. ChatGPT advises automating finances, investing early, and building an emergency fund. NerdWallet suggests diversifying investments using lazy portfolios with a few funds. Maxing out 401(k) may not be enough; consider IRAs, brokerage accounts, and inflation. Total 1103 words · 5 mins read20 More StoriesSun, 12:03 PM31
US Jobs Report Weakens; Experts Advise Gen Z on Savings and Debt Weak US jobs report (22K added, unemployment 4.3%) increases Fed rate cut expectations. Experts advise Gen Z to automate savings, pay debt, and develop high-paying skills. Experts advise reviewing subscriptions, lifestyle expenses, and debt to cut bills during recession. Jeremy Schneider advises dollar-cost averaging for consistent investment returns, even in downturns. 13-year plan advises parents to teach children financial management from primary school onward. Total 906 words · 4 mins read14 More StoriesSat, 12:03 PM34
Credit Card Interest Cap Could Save Americans $100B; High-Yield Savings Accounts Offer $400+ Annually Vanderbilt: Americans could save $100B yearly with a 10% credit card interest cap. High-yield savings accounts yield over $400 annually versus $1 at big banks. 52% of Americans live paycheck to paycheck; strategies to boost net worth outlined. Guidance for renters on legal rights and assistance amid financial challenges provided. Maximize 401(k)/RRSP, consider delayed retirement to improve retirement outcomes. Total 762 words · 4 mins read12 More StoriesSep 5, 12:03 PM29
Student Loan Forbearance Doubles After SAVE Plan Repeal; Grant Cardone Warns of High Retirement Taxes Student loan forbearance doubled to 10.3M in Q3 2025 after SAVE plan repeal. Grant Cardone warns taxes could consume up to 90% of retirement withdrawals. Switching to high-yield savings can earn $1,350 annually versus $3 in traditional accounts. Dave Ramsey advises pausing 401(k) to aggressively pay off debt using the snowball. Retirees can save $1,450 monthly by adopting extreme frugality strategies. Total 896 words · 4 mins read21 More StoriesSep 4, 12:04 PM38
Gold Prices Reach Record Highs; Retirement Planning Insights Gold prices exceed $3,500/ounce amid market volatility, inflation, and geopolitical tensions. Suze Orman advises planning retirement to age 95; $2 million may be insufficient. Sheryl Rowling: Maintain emergency fund, invest excess cash, use high-yield accounts, know FDIC limits. Retirees need 12-24 months of liquid reserves in high-yield savings or money market funds. UK Finance suggests easing mortgage stress tests to aid first-time buyers without increasing arrears. Total 1045 words · 5 mins read16 More StoriesSep 3, 12:03 PM37