Retirement Uncertainty: Thrivent Survey; Betterment CEO on Tax-Smart Investing

Financial Advice
Total 1078 words · 5 mins read

Key Takeaways

  • Thrivent survey: 42% of Americans feel uncertain about retirement; 44% lack savings confidence.
  • Betterment CEO recommends tax-loss harvesting and asset location for better investment returns.
  • ChatGPT advises wealth building via side hustles, savings, debt management, and early investing.
  • True Tamplin: Prioritize savings, track expenses to avoid living paycheck to paycheck (52% of Americans).
  • Seniors on Social Security: Buy refurbished items, consider part-time work to offset tariffs.

Top Stories

Thrivent's Retirement Expectations Survey: Uncertainty and Anxiety

On September 10, 2025, Thrivent's survey revealed that 42% of Americans feel uncertain about their retirement future, with 44% of non-retirees lacking confidence in their savings. The survey highlights growing anxiety due to economic and technological shifts.

Betterment CEO on Tax-Smart Investing Strategies

On September 10, 2025, Betterment CEO Sarah Levy discussed tax-smart strategies, including tax-loss harvesting and asset location, to improve investment returns. These strategies are designed to help average investors reduce their tax burden and optimize their financial outcomes.

ChatGPT's Wealth-Building Advice: Side Hustles, Savings, and Investing

An article on September 10, 2025, detailed ChatGPT's advice on wealth building through side hustles, emphasizing strategic choices, consistent cash flow, debt management, and early investing. The advice focuses on financial planning and wealth accumulation strategies.

Five Common Money Mistakes Jeopardizing Savings

On September 10, 2025, True Tamplin discussed five common money mistakes that jeopardize savings, including saving only what’s left after spending. Tamplin advises prioritizing savings and tracking expenses to achieve financial stability, noting that 52% of Americans live paycheck to paycheck.

Strategies for Seniors on Social Security

On September 10, 2025, Nicole B. Simpson provided four strategies for senior citizens on Social Security to navigate the financial impact of tariffs. These strategies include purchasing refurbished items and considering part-time employment.

Family Finances

Daycare Costs as a Financial Burden

In 2025, Winnie Sun identified daycare as a major expense for the middle class, costing families $1,500-$2,500 monthly per child. Sun suggests exploring alternatives like nanny shares or flexible work arrangements to mitigate these costs.

Investing Insights

Oracle's Cloud Business Surges, Shares Soar 42% on AI Outlook

On September 10, 2025, Oracle Corp. announced a positive outlook for its cloud business, leading to a 42% surge in shares, reaching a record high. This reflects investor enthusiasm for AI opportunities, a key area within the broader financial landscape.

Jamie Dimon on Weakening US Economy, AI, and JPMorgan

On September 10, 2025, JPMorgan Chase CEO Jamie Dimon stated the U.S. economy is weakening, citing job revisions and uncertainty about a recession. He also discussed the Federal Reserve's likely rate cuts and the potential role of AI in clarifying economic data.

Equities Gain, Treasury Yields Fall on Softer US Inflation Data

On September 10, 2025, global equities rose and Treasury yields fell after softer-than-expected U.S. inflation data, boosting hopes for Federal Reserve interest rate cuts. The S&P 500 rose 0.30% to 6,532.04, and the Nasdaq Composite gained 0.03% to 21,886.06.

Taiwan Stock Market Hits Record High

On September 10, 2025, the Taiwan stock market reached a new high of 25272 points. Analyst Kuo Che-jung attributes the rise to the anticipated interest rate cuts by the US.

Motley Fool Recommends AI-Focused ETFs

On September 11, 2025, The Motley Fool recommended three AI-focused ETFs—Global X Artificial Intelligence and Technology ETF (AIQ), Global X Robotics and Artificial Intelligence ETF (BOTZ), and iShares Future AI and Tech ETF (ARTY). These ETFs are suggested as accessible, diversified, long-term investment options.

Costco: An Unstoppable Dividend Stock

On September 10, 2025, The Motley Fool reported that Costco Wholesale is a strong dividend stock due to high membership renewal rates and consistent expansion. Costco's business model generates predictable cash flows, making it a valuable long-term investment.

GE Vernova Stock Rises on Oracle's AI Outlook

On September 10, 2025, GE Vernova's stock rose by 6% following Oracle's strong guidance for its AI business. Investors are linking Oracle's AI growth to GE Vernova's role in power generation, though the author expresses concern over its valuation.

Tech Stocks to Buy and Hold: Meta, AMD, and Strategy

On September 10, 2025, The Motley Fool identified Meta Platforms, AMD, and Strategy as three tech stocks to buy and hold for the next decade. These companies are expected to benefit from long-term technological trends.

Stock Recommendations: Columbia Financial, Dynatrace, and First Financial Bancorp

On September 09, 2025, StockStory recommended Columbia Financial (CLBK) for sale, while highlighting Dynatrace (DT) and First Financial Bancorp (FFBC). The recommendations are based on factors like income, profitability, growth, and shareholder returns.

Money Management 101

Dave Ramsey's Money Tips Explained

On September 9, 2025, Nasdaq published an article explaining the effectiveness of Dave Ramsey's money tips, including cutting up credit cards and starting an emergency fund. The article counters common criticisms with data and behavioral reasoning.

Financial Audit: Critique of Entrepreneur's Decisions

On September 10, 2025, Caleb Hammer critiqued Florida entrepreneur Mackenzie's financial decisions on 'Financial Audit,' rejecting her use of 'girl math' to explain her debt and depleted savings. Hammer advised her to gain experience before launching her own venture.

Financial Confidence Gap Widening

New York Life's Wealth Watch survey, released on September 10, 2025, reveals a widening financial confidence gap among Americans due to inflation and economic uncertainty. Many are delaying retirement and revising strategies.

Real Estate Guide

Real Estate Agent's Advice: Delay Lake House Purchase

In 2025, a Tennessee couple was advised to delay their lake house purchase due to inflated prices and poor construction quality. The agent anticipated a price drop in the next year or two.

Retirement Ready

50 Habits for a Comfortable Retirement

On September 10, 2025, GOBankingRates published an article outlining 50 habits to prepare for retirement, covering saving, investing, budgeting, and career management. The article emphasizes that consistent small habits are key to a comfortable retirement.

American Retirement Optimism Rising

A September 9, 2025, PensionBee report indicates that American retirement optimism is rising, with 47% feeling positive, driven by proactive saving behaviors. However, significant savings gaps persist, particularly among Gen X.

Key Signs of an Underperforming 401(k)

On September 10, 2025, an article discussed key signs of an underperforming 401(k), including excessive fees and underperforming funds. Experts suggest investors perform due diligence to ensure their 401(k) is well-managed.

Smart Saving Strategies

10 Habits to Grow Net Worth in Your 50s

On September 10, 2025, ChatGPT suggested ten habits to grow net worth in your 50s, including maximizing retirement contributions and eliminating high-interest debt. Fidelity recommends saving 10 times pre-retirement income by age 67.

Tax Smart

IRS Changes Mailing Addresses for Tax Payments

On September 10, 2025, Forbes reported that the IRS has changed the mailing addresses for Form 1040-ES, affecting taxpayers who mail their federal estimated tax payments. The IRS is consolidating operations, leading to new mailing locations in Charlotte, NC, and Louisville, KY.

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