SEC Lifts Rule on Private-Fund Investments; Goldman Sachs Forecasts Stock Market Gains

Financial Advice
Total 1219 words · 5 mins read

Key Takeaways

  • SEC lifts rule, allowing retail investors access to private-fund investments via closed-end funds.
  • Goldman Sachs forecasts S&P 500 to reach 6,600 by year-end and 6,900 by mid-2026.
  • Suze Orman advises building an eight-month emergency fund and using debit over credit.
  • Hargreaves Lansdown and Schroders partner to offer private market investments via SIPPs from Sept 15, 2025.
  • Consumers can cut monthly bills by 25-50% using seven shopping strategies starting September 2025.

Top Stories

SEC lifts rule on private-fund investments.

The SEC lifted a rule that limited retail investors from accessing private-fund investments through registered closed-end funds. This change allows these vehicles to offer private-equity, credit, and hedge-style exposures to ordinary brokerage clients.

Stock market gains forecast by Goldman Sachs.

Goldman Sachs strategists forecast stock market gains through the end of 2025 and into mid-2026, with the S&P 500 projected to reach 6,600 by year-end and 6,900 by mid-2026. Key investment recommendations include alternative asset managers, companies with high floating rate debt, and gold miners.

Suze Orman's financial tips.

Suze Orman released six blunt financial tips, urging readers to build an eight‑month emergency fund, use debit over credit cards, eliminate credit card debt, automate savings, plan retirement for ages 90‑95, and practice patience with a 60/40 investment mix.

Hargreaves Lansdown and Schroders partnership for private market investments.

Hargreaves Lansdown and Schroders Capital are partnering to offer UK retail investors access to private market investments through SIPPs, starting September 15, 2025. This marks the first time these alternative asset funds are available through SIPPs.

Strategies to cut monthly bills.

Starting September 2025, consumers can cut monthly bills by 25% to 50% using seven shopping strategies. These include annual bill negotiation, strategic bundling, timing major purchases, using price matching and protection, mastering return windows, leveraging cash back, and buying generic brands.

Debt-Free Living

Trump administration resumes student loan repayments, affecting millions.

The Trump administration is resuming student loan repayments in 2025, potentially leading to wage garnishments for approximately 5.8 million Americans. Borrowers will receive a 30-day notice and have options to prevent wage garnishment.

Investing Insights

Uber's strong performance and growth potential.

The Motley Fool projects a positive outlook for Uber Technologies stock, highlighting its strong past performance and growth in customers, bookings, and revenue. Uber is considered a strong long-term growth stock with projected revenue and adjusted EBITDA growth for 2025 and 2026.

PayPal and Fiverr recommended as buy-and-hold stocks.

The Motley Fool recommends PayPal and Fiverr as buy-and-hold stocks, citing PayPal's improving profitability and Fiverr's ability to leverage AI services. Both companies are seen as leaders in growing industries with strong long-term potential.

Apple as a momentum stock, avoid Arhaus and Royal Caribbean.

An analysis identifies Apple as a momentum stock, while Arhaus and Royal Caribbean are flagged as stocks to avoid. The analysis cites Apple's enduring brand and strong cash flow margins.

Warren Buffett's stock picks: Apple, Bank of America, and Kroger.

The Motley Fool reported that Apple, Bank of America, and Kroger are three no-brainer Warren Buffett stocks to buy, highlighting their strong management and consistent profits. Apple's stock rose 3% following a favorable ruling in the Alphabet antitrust lawsuit.

Dominant AI stocks for long-term investment: Nvidia, TSMC, and ASML.

The Motley Fool recommends Nvidia, Taiwan Semiconductor Manufacturing (TSMC), and ASML Holding as dominant AI stocks for long-term investment. These companies play critical roles in the expanding AI chip market.

Bitcoin's long-term investment potential.

The article suggests that Bitcoin's scarcity and institutional adoption still support a long-term investment thesis, with potential for meaningful gains if held for at least four years. It advises reasonable expectations and dollar-cost averaging.

SentinelOne's growth potential.

The Motley Fool analyzed SentinelOne, highlighting its strong fundamentals, including surpassing $1 billion in ARR and a robust balance sheet. The article emphasizes SentinelOne's strategic expansion into AI-native security and its attractive valuation compared to peers.

Reasons to rebalance investment portfolios.

The article outlines four key reasons for investors to rebalance their portfolios more frequently: to pare back winners and boost losers, to incorporate tax-advantaged accounts in the process, to consider allocating assets internationally, and to integrate required minimum distributions.

Stock recommendations: Zscaler, Workday, and Vicor.

StockStory identifies Zscaler as a stock to buy due to its mission-critical software and strong growth, while Workday and Vicor are identified as stocks to sell. StockStory also highlights a list of top 6 high-quality stocks that have generated a market-beating return of 183% over the last five years.

AI stocks poised for growth: Zscaler and Micron Technology.

AI stocks like Zscaler and Micron Technology are poised for growth, with Zscaler benefiting from AI in cybersecurity and Micron Technology driven by demand for high-bandwidth memory in AI chips. Zscaler's revenue increased 21% in Q4 2025.

Money Management 101

Achieving financial top 5% in your 50s.

The article discusses key steps to reach the financial top 5% in your 50s, requiring a household income of $350,000+ and a net worth of $4 million+. It recommends a 70% stocks/30% bonds mix in low-cost index funds for 8%-10% average annual returns.

Wasteful spending habits to avoid.

The report identifies seven wasteful spending habits that erode savings, including expensive cars, luxury spending, home renovations, high financial advisor fees, whole life insurance, gambling, and unused services. The report advises readers to avoid these habits to improve their financial health.

Financial advice for a reader with a concentrated stock portfolio.

A reader sought financial advice regarding their significant investment of $270,000 in a single company's stock. The Moneyist advised diversification, paying off debts, and consulting a financial planner to rebalance the portfolio.

Money moves for different life stages.

Finance expert Julie Guntrip advised that money moves should adapt to different life stages, emphasizing the importance of building financial literacy from the 20s through the 40s and beyond. Key advice includes establishing savings and credit in the 20s, managing debt and planning for homeownership in the 30s, and focusing on wealth preservation and retirement planning in the 40s and beyond.

Retirement Ready

Social Security income challenges.

A 79-year-old widow in the US, receiving $1,705 a month in Social Security, had only $92 left after expenses. The story highlights that Social Security may be cut by 23% when the trust fund depletes by 2033.

Financial advice for a teacher with a 403(b) plan.

A public-school teacher sought advice regarding high 1% annual fees in her 403(b) retirement plan. Financial columnist Beth Pinsker advised maximizing contributions to both plans and exploring rollover options.

Roth IRAs vs. 401(k)s for retirement savings.

The article compares Roth IRAs and 401(k)s for retirement savings, highlighting the Roth IRA's tax-free withdrawals and investment flexibility against the 401(k)'s higher contribution limits and employer matches. It suggests a strategy of contributing to a 401(k) for the employer match, then maxing out a Roth IRA, and finally increasing 401(k) contributions to maximize tax benefits and long-term growth.

Smart Saving Strategies

Soft saving habits for financial security.

The article discusses 'soft saving' habits, advocating for balancing future financial security with present enjoyment by automating savings. Saving for specific goals and ensuring saving feels empowering are key to its success.

Wealth & Wellness

Investing in health for wealth.

Codie Sanchez shared that her best $1,000 investment was in a sauna and a cold plunge, emphasizing the connection between health and wealth. The article also lists free or low-cost ways to invest in one's health.

Follow What Matters to You

What interests you today?

Initializing Request

Extracting Keywords

Analyzing Relevant Sources

Generating Your Channel

Suggested Topics