On August 23 and 24, 2025, Suze Orman recommended couples split household expenses based on income percentages rather than equal amounts. She suggested each person contribute a percentage of their salary to reduce financial strain and encourage open discussions about finances and responsibilities.

On August 23, 2025, Dave Ramsey advised a caller whose financial advisor had a problematic history. Ramsey stressed the importance of financial advisors being transparent, honest, and operating with the heart of a teacher.

Financial educator George Kamel's interviews revealed high debt levels and a lack of repayment strategies among Americans. Student loans, car loans, and credit card debt were common, highlighting a cultural shift in viewing debt as an inevitable part of modern life.

Suze Orman shared her investment strategy, favoring tech stocks like Microsoft, Meta, and Apple, and now finds it acceptable to allocate a small portion of a portfolio to Bitcoin ETFs. Orman also suggests investing in a broad index fund and strong individual stocks.

Financial experts recommend tax-efficient withdrawal strategies for retirees, such as withdrawing an appropriate amount to reduce the tax rate. Upper-class retirees are also creating tax-efficient withdrawal strategies, such as gradually withdrawing funds using the 4% rule.

An August 22, 2025, article discusses ETF diversification amid market volatility, recommending value, consumer staple, gold, and international equity ETFs to reduce risk. The S&P 500 rose 3.7% in August but fell 1.5% by August 21.

An article from August 23, 2025, examines the potential returns from investing $1 in five meme coins at their launch, highlighting the extreme volatility of meme coins. The article emphasizes that success with meme coins is largely based on luck and is more akin to gambling than investing.

On August 22, 2025, financial advisors Brian Preston and Bo Hanson discussed long-term wealth-building strategies, challenging market timing and advocating for consistent investing. They emphasized managing emotions, diversification, and avoiding over-concentration.

Warren Buffett advises prioritizing saving and investing over spending, suggesting investing in low-cost S&P 500 index funds and cutting unnecessary expenses. Buffett recommends a strategy of 10% in short-term government bonds and 90% in S&P 500 index funds.

Experts are debating whether Bitcoin's 4-year cycle is over, with Bitcoin hitting a new high after spot ETF approval. Some analysts believe the cycle continues, while others see signs of fatigue.

On August 22, 2025, StockStory identified Procter & Gamble (PG), Lennar (LEN), and Encompass Health (EHC) as risky stocks. Wall Street has issued downbeat forecasts for these stocks.

Yahoo Finance and Zacks recommend five large-cap value mutual funds for risk-averse investors amid market uncertainty. These funds have a Zacks Mutual Fund Rank #1 (Strong Buy) and positive three- and five-year annualized returns.

Investors are turning to the S&P 500's 'forgotten 493' stocks as megacap tech stocks experience volatility and stretched valuations. This shift is driven by a search for value and potential growth in sectors outside of the dominant tech players.

On August 23, 2025, Jack Dorsey framed the Bitcoin vs. Ethereum choice as a trade-off between speed (Ethereum) and security (Bitcoin). Dorsey advocated for Bitcoin's stability and long-term foundation.

On August 22, 2025, Josh Enomoto identified Visa (V), Eli Lilly (LLY), and Airbnb (ABNB) as beaten-down stocks potentially poised for a recovery. These stocks have shown a 6-4-D sequence, historically signaling a sentiment reversal.

AGNC Investment Corp., a REIT, offers a monthly dividend yield of approximately 15%, much higher than the S&P 500's 1.2%. A $10,000 investment could grow to $633,000 in 30 years, generating $92,000 annually.

A man sought advice on whether his estranged wife is entitled to a portion of his $100,000 personal-injury settlement. The couple has a 4-year-old daughter and shares custody, but they have never had a joint bank account or shared major assets.

On August 23, 2025, Forbes published an article discussing how to apply Kobe Bryant’s ‘Mamba Mentality’ to personal finance, outlining five core principles. The article emphasizes financial literacy, disciplined action, continuous self-improvement, resilience during financial hardships, and calculated risk-taking to build wealth.

The Department of Education released new guidance on August 22, 2025, regarding changes to student loan repayment programs following the 'One, Big, Beautiful Bill.' The bill, signed on July 4, 2025, will phase out ICR, PAYE, and SAVE plans by July 1, 2028.

Several financial updates impact Americans' wallets, including stress about debt, with 6 in 10 parents going into debt for expenses. Federal Reserve Chair Jerome Powell hinted at a potential interest rate cut, which could lower borrowing costs.

Millennials are changing traditional money habits like home ownership, investing, retirement planning, and career moves. These shifts are driven by changes in the market, workplace, and math.

Robert Kiyosaki discusses the laws of money, arguing that many people struggle financially because they ignore these laws. Kiyosaki believes that in 2025, people are saving "fake money" instead of "real money" like gold, silver, and Bitcoin.

Despite high home prices and interest rates, some first-time buyers in the US are achieving homeownership. These buyers are considered 'elite' due to their financial situations and the current market conditions.

Real estate investor Grant Cardone believes renting is superior to owning a home, citing avoidance of expenses like property taxes and maintenance. However, financial advisors disagree, emphasizing homeownership as a reliable long-term investment that appreciates in value.

An article published on August 24, 2025, explored whether $750,000 in savings can fund a full retirement, suggesting it is feasible, especially without debt and with a budget. Challenges include waiting until 62 for Social Security and 65 for Medicare, and following the 4% rule.

In 2025, USA TODAY profiled six Americans who became 401(k) millionaires and shared their secrets to success. Retirement planners recommend saving at least enough to get the full employer match, ideally 10-15% of pre-tax salary, and up to the maximum allowable contribution of $23,500 in 2025.

Published on August 22, 2025, the article discusses four methods to safeguard retirement savings from market volatility, including high-yield savings accounts, certificates of deposit, Treasury bills, and fixed annuities. The article emphasizes the benefits of each option.

On August 22, 2025, Forbes published an article discussing how Claude AI can be used for retirement investing, helping investors optimize portfolios, recommend investments, and make effective decisions. Claude AI can project portfolio performance, set personalized retirement goals, and analyze various investment accounts.

An article focuses on the implications of recent news from Jackson Hole for retirees, suggesting that retirees need higher interest rates, low inflation, and an independent Federal Reserve. The author warns that retirees face higher inflation risk and lower inflation compensation on their investments.

A high-earning couple, ages 39, with incomes of $600,000 and $450,000, and $4 million invested, questions whether maintaining dual incomes makes sense. They estimate that if both work, they save $400K per year; if only one works, they save $200K per year, a $1.2 million difference.

Today's successful families are building 'Experience Portfolios,' strategic financial plans to fund life's adventures without compromising security. The approach involves four pillars: Security Foundation, Dream Allocation, Flexibility Buffer, and Legacy Experiences.